Old Navy Credit Card log – How to Apply for the Old Navy Credit Card

The Old Navy credit card, officially named the Navyist Rewards Mastercard, offers valuable benefits for frequent Old Navy and Gap Inc. shoppers.

With 5 points per $1 spent at affiliated brands and special cardholder savings, it provides incentives to keep filling your cart. This article explores the top features, costs, application process, account management, and more to determine if carrying the store card suits your lifestyle.

Benefit and Features

Opening an Old Navy credit card comes with quite a few handy benefits. Cardholders enjoy perks like:

#1. Lucrative Welcome Bonus

New Navyist cardholders enjoy 20% off their initial Old Navy purchase when they use the card within the first 14 days. You’ll also earn 5x points per $1 on all purchases for a limited time. This upfront discount and accelerated earning rate offset the initial outlay for the card.

#2. Earn 5X Rewards at Old Navy and Gap Inc. Brands

The Navyist card rewards loyal shoppers with 5 points for every $1 spent at the following Gap Inc. stores:

Old Navy
Gap
Banana Republic
Athleta
Gap Factory
Banana Republic Factory

Since bonus categories focus exclusively on Gap brands, you must frequent one or more to maximize value.

#3. Redeem Rewards for Brand Purchases

While you can’t redeem cash rewards, Navyist points feed directly back into Gap Inc. purchases. Options include:

Old Navy clothes and accessories
Banana Republic business attire
Athleta activewear and gear
Gap Factory and Banana Republic Factory items

When ready to redeem, simply use points at checkout to lower the purchase amount. There’s no minimum for redemption.

#4. Perks for Big Spenders

The top spenders gain Icon status by earning 5,000+ points annually. Along with members-only bonuses and sales, perks include:

Free 2-3 day shipping on $50+ orders
Quarterly 500-point bonuses
Basic tailoring credits at Banana Republic
Annual custom discount day

With valuable upgrades, you unlock more savings potential.

#5. No Annual Fee

Unlike most rewards cards, the Old Navy credit card charges no yearly fee to carry. This keeps costs at $0 beyond your actual purchase amounts.

However, the variable APR still sits at 29.99%. Thus, you should pay each bill in full to avoid interest charges.

Signing up is quick and easy in stores or online. The Old Navy credit card provides cardholders with convenient, customized perks for loyal customers. Ensure you review the full terms and conditions to ensure it meets your needs before applying.

How to Apply for the Old Navy Credit Card

Applying is Simple

Signing up for an Old Navy credit card is a straightforward process that can be initiated online or at any Old Navy retail location.

To apply in-store, simply visit the customer service desk or cash registers in an Old Navy store and request a credit card application. An associate can provide you with one and assist with submission.

The online application option allows you to apply from the comfort of your home. You can find a link to the application on Old Navy’s website. It will ask you to provide some basic personal information like your name, address, date of birth, and Social Security Number to verify your identity.

Submitting an online application takes just a few minutes:

Visit the Navyist online application page.
Select the ‘Start Below Tab’.
Provide personal and Social Security Numbers to continue.
Carefully review the terms and conditions.
Follow the process and Submit your completed application for review.

If approved, you can immediately use your digital account number while waiting for the physical card. Expect your new card within 7-10 business days.

The application itself only takes a few minutes. You’ll get either an immediate decision on your approval status or a notification by mail within a few weeks if further identity verification is required. Once approved, you can immediately start enjoying cardholder benefits.

With an easy application process available both digitally and in-store, opening an Old Navy credit account to start utilizing its perks is very simple. Consider applying for their Visa card if you frequently shop Old Navy brands.

How to Activate Your Navyist Credit Card

Once your Navyist Rewards Mastercard arrives by mail, you need to activate it for use:

Call the activation number on the card sticker.
When prompted, provide your Social Security number and other personal details.
Select a 4-digit PIN for card security.
Your card now activates, ready for purchases and rewards!

You can also activate the card through your online account portal after logging in.

Create Your Online Account

Opening an account on the site makes shopping easier for you. You can check out faster when you buy things. You earn points that you can use to get rewards. You can see the stuff you bought before. You can save mailing addresses you use a lot. We will let you know about sales and new products. All you need to sign up is a real email address on this website

You Get Streamlined Online Account Management when you register for an online account. The online login and mobile app simplify managing your Navyist account. You can:

Check your current rewards balance
Redeem points for certificates
Pay bills and set autopay
Review statements and transactions
Receive alerts and notifications
Update your account information

Real-time access provides control and convenience.

Old Navy Credit Card log

Your online account dashboard allows customized control over managing your Old Navy credit card.

To login and access key features:

Visit oldnavy.account.com.
Enter your established username and password.
Access real-time information about your rewards, statements, account details, and more!

The login grants easy access 24/7 to monitor spending activity, redeem rewards, make payments, and customize notifications.

Making Your Old Navy Credit Card Payments

Multiple options exist for making monthly payments on your Navyist card statement balance including:

Autopay directly from your checking account
Online payments via the account portal
Over the phone by calling customer service
Mail-in payments with check or money order
In-person payments at Old Navy stores

Try to pay more than the minimum amount due each month to save on interest charges. And remember, paying your balance in full avoids finance charges completely.

Frequently Asked Questions

What is the easiest way to apply for the Old Navy credit card?

The fastest application option involves visiting their online application page. You’ll need to provide basic personal information and submit a credit check.

Can the Old Navy credit card be used anywhere besides Gap brands?

Yes, it functions as a Mastercard for purchases anywhere Mastercard is accepted. However, you will only earn 1x points per $1 at non-Gap merchants.

Do my Old Navy rewards points expire?

No, as long as you make a qualifying purchase at an eligible Gap brand retailer at least once every 12 months, your rewards will not expire. Points only expire due to 12+ months of account inactivity.

Conclusion

The Old Navy credit card justifies consideration for loyal brand devotees who can maximize 5x bonus rewards.

Between special discounts and elite status perks, frequent shoppers gain advantages. However, infrequent visitors may benefit more from general cash-back cards with unrestricted rewards potential.