Essential Credit Card Login – Application

Essential Credit Card Application. Essential Credit Card is issued by American Express. It is a card uniquely designed to fit modern-day lifestyles. It comes with a combination of money-saving features as well as complimentary extras. Rewards earned by cardholders can be redeemed for flights and merchandise.

Essential Credit Card Application

Coming with more cardholder benefits, this card offers Smartphone screen insurance. This helps you pay for your phone (outright or on contract), and covers smartphone screen repairs of up to $500. Every cardholder is eligible to make two claims per 12-month period.

Essential Credit Card Benefits/Rewards

Get essential benefits with the Essential credit card from American Express:

Charges no annual fee for card usage
Cardholders earn 1 membership rewards point per $1 spent on eligible purchases (and 0.5 points for every $1 spent on bills, utilities, and government payments), uncapped, as they receive complimentary enrolment to the Membership Rewards Gateway Program.
Rewards Points you earn can be redeemed for flights and merchandise.
Smartphone screen insurance, helps you pay for your phone (outright or on contract), and covers smartphone screen repairs of up to $500. Every cardholder is eligible to make two claims per 12-month period
This card is compatible with Apple Pay, Samsung Pay, and Google Pay
Shop with confidence knowing your purchases are covered by refund protection (up to $500 per claim), purchase protection (up to $2,500 per claim), and extended warranty by up to 12 months.
Online fraud protection
Benefit from exclusive American Express offers on rewards and other perks.

These benefits are indeed essential and come in handy wherever you need them. You can get more details of the credit card here.

Essential Credit Card Application

To be eligible to apply;

Must be at least 18 of age
A minimum income of $40,000 or more, gross (pre-tax) annual income is required.
Be an Australian Citizen or permanent resident or hold a current Business Long Stay Visa (Subclass 457)
No history of bad debt or payment default.

How to Apply

Scroll to the American Express secure application page
Key in the following; Title, Legal first name, Middle name (optional), Legal last name, Email address, Mobile phone number, Home phone number, Date of birth, Driver’s license number (optional), Residential Street address
How long have you lived at this address?
The financial info required is any other sources of income or assets, including property, shares and savings accounts, debts, liabilities, or other expenses, including existing card debts, mortgages, rental payments, and day-by-day expenses.
Your annual salary before tax
Tick the box, if you have another American Express Issued, Card
Tap on the “Save & Continue” tab.

On the next page, you’ll complete your application form, and if approved, wait for your card in the mail.

How to Recover Lost or Stolen Card

To recover a lost or stolen card, call the customer service number or contact the nearest American Express Travel Service or office overseas.

How to Activate Essential Credit Card

Activate your card online or over the phone:

Online

Scroll to americanexpress.com
On the welcome page, enter your 4 Digits Card ID, 15 Digits Card Number
Tap on the “Confirm” option
On the next page, enter your account and basic contact details, you provided while you started the account
Lastly, tap the “Finish” button.

Over the Phone

To activate your card call the customer service number to get directions on how to activate your card.