Sign in
  • Insurance
  • Cards
  • Finance
Sign in
Welcome!Log into your account
Forgot your password?
Password recovery
Recover your password
Search
  • Sign in / Join
Sign in
Welcome! Log into your account
Forgot your password? Get help
Password recovery
Recover your password
A password will be e-mailed to you.
Cardshure
  • Insurance
  • Cards
  • Finance
Home Cards Destiny Mastercard – How to Apply for the Destiny Mastercard

Destiny Mastercard – How to Apply for the Destiny Mastercard

The Destiny Mastercard helps those with imperfect credit build a stronger financial future. As an unsecured card backed by the Mastercard network, it comes with standard features and perks. More importantly, it offers the chance to demonstrate responsible credit habits.

Destiny Mastercard

Use it wisely by making payments on time and keeping balances low. Over time, this can strengthen your credit score. The Destiny Mastercard provides an accessible path toward financial growth for less-than-perfect credit holders. With discipline and smart credit management, it can help turn your financial trajectory around.

Benefits of the Destiny Mastercard

The Destiny Mastercard offers several key benefits:

  • Accepted nationwide anywhere Mastercard is accepted
  • 24/7 access to your account, including on mobile
  • Fraud protection against unauthorized charges
  • Multiple card designs to choose from at no extra cost
  • Account history reported to major credit bureaus
  • No security deposit required
  • Fast and simple application process
  • Opportunities to build credit history
  • $700 credit limit

Features of the Destiny Mastercard

In addition to the standard benefits that come with all Mastercards, the Destiny card has some unique features:

Credit Building Opportunities

The Destiny card provides opportunities to build your credit history by reporting your responsible account management to the three major credit bureaus. This includes on-time payments and maintaining a low credit utilization ratio. As you demonstrate responsible usage over time, this can help improve your credit score.

Fast Application and Instant Decisions

Applying is quick and easy with a typical approval decision in 60 seconds or less in most cases. You’ll know almost instantly if you’ve been approved.

Fraud Protection

Have peace of mind knowing you have Zero Liability fraud protection against unauthorized charges. You’ll have no liability for fraudulent purchases made with your Destiny card or account number.

Mobile Account Access

Manage your account conveniently on your phone or mobile device. The Destiny card allows secure 24/7 mobile access to your account balance, transaction history, statements, and more.

Multiple Card Designs

Express your style by choosing from multiple Destiny card designs. You can select the look you like best at no extra cost.

Costs and Fees of the Destiny Mastercard

The costs and fees associated with the Destiny Mastercard include:

  • No annual fee
  • The 25-day grace period on purchases
  • Variable purchase and balance transfer APR applies
  • Cash advance fee of $6 or 5% whichever is greater
  • Late payment fee up to $40
  • Overlimit fee of $40
  • Returned payment fee up to $40

Specific card terms are available during the application process. As with any credit card, interest rates and fees can impact affordability if balances are not paid in full each month. Compare costs against other cards and your expected usage to make the best choice.

How to Apply for the Destiny Mastercard

Applying for the Destiny Mastercard is quick and straightforward:

Review Eligibility Requirements

  • Must be at least 18 years old
  • Valid Social Security Number
  • Verifiable income source

Submit Online Application

Complete the application online at destinycard.com. Only takes a few minutes.

Get Instant Decision

Receive a decision in as little as 60 seconds in most cases.

Activate and Use Card

If approved, activate your card when received and use it for purchases or balance transfers.

Meeting eligibility requirements does not guarantee approval. Multiple factors determine approval, including credit score and history.

Activating Your Destiny Mastercard

Activating your Destiny card is simple. Follow these steps:

  1. Sign Back of Card

As soon as received, sign the back of your card in ink.

  1. Call Activation Number

Call the toll-free activation phone number located on the card carrier.

  1. Provide Personal Information

You will be prompted to provide part of your SSN, date of birth, and ZIP code.

  1. Establish PIN Number

Select and confirm a 4-digit Personal Identification Number (PIN).

Once successfully activated, your card is ready to use anywhere Mastercard is accepted worldwide. You will receive your full card benefits and protections after activation.

Accessing Your Destiny Card Account Online

Managing your Destiny card account online is easy:

  1. Go to destiny.myfinanceservice.com/activate
  2. Click “Log In” button

Located at the top right corner of the homepage.

  1. Enter your User ID and Password

If first time, use SSN as User ID. Initial password provided at card activation.

  1. Access Account Information

View balance, statements, transactions, make payments, and more!

If you forget login credentials, click “Forgot User ID or Password” link on the login page for help accessing the account.

Making Payments on Destiny Mastercard

Keeping up with Destiny card payments builds a positive credit history. Follow these steps:

Set Up Monthly Auto Pay

  • Easiest way to pay on time
  • Autopay full or minimum due monthly
  • Avoid late fees

Pay Online

  • Login account on destiny.myfinanceservice.com
  • Select “Make Payment” and follow the prompts

Pay By Phone

  • Call 1-844-222-5695
  • Available 24/7
  • Follow voice prompts

Pay By Mail

  • Send check or money order to address on statement
  • Include payment coupon from statement
  • Allow 5-7 days to credit

Pay In Person

  • Take payment to the nearest Credit One Bank branch
  • Bring statement for faster processing

Mark the due date on the calendar and pay on time each month. Contact Cardmember Services with any payment questions.

Conclusion

We hope this overview gives you a better idea of what the Destiny Mastercard offers. With responsible usage, it can help open doors for your financial future as you build your credit history over time.

Consider applying if you want an accessible card accepted everywhere and the power to take control of your credit score.

 More Related Content

  • How do I Remove an Inquiry from My Credit Report?
  • Hilton Honors American Express login at www.americanexpress.com
  • The Xbox Credit Card – Is This Card Worth It for Gamers?
  • Charge Cards vs Credit Cards
  • Capital One Venture Rewards Credit Card Travel
Facebook
Twitter
Pinterest
WhatsApp
Linkedin
ReddIt
Telegram
Mix
    Previous articlePersonal Accident Insurance
    Next articleOverstock Credit Card – Benefits, Features, Costs, and How to Apply
    Cardshure
    Latest Post
    • Facebook Dating Sites – How to Access Facebook Dating
    • How to Get Facebook Dating – Is Facebook Dating in Your Country?
    • Facebook Dating Review – Facebook Dating Login
    • Facebook Dating App Download
    • Facebook Dating Not Showing Up? Here’s How to Fix It
    • Facebook Dating App
    • Facebook Dating – How to Sign In to Facebook Dating
    • Cheap Car Insurance For Young Drivers
    • Best Business Insurance
    • How to File an Insurance Claim for Fire Damage
    • Cheap Travel Insurance
    • How to File Renters Insurance Claim
    • Car Insurance Quotes Comparison
    • Travel Insurance for Visitors to USA
    • Travel Insurance Quotes for Cruise
    ABOUT US
    We will give you details on as many Insurances, Credit Cards, Finance and more. We Don’t just do it, we do it because it matters to us that someone might want what we offer. And we have made it our priority to get the latest details as fast as we can to make sure our viewers are happy. Contact US: Cardshure.com@gmail.com
    • Privacy Policy
    • Disclaimer
    • About Us
    • Contact Us
    ©